Frequently asked questions.

You should strongly consider instructing a report where:

• A Defined Benefit pension is involved

• There are multiple pensions of differing types

• Offsetting is proposed

• Pension values are materially unequal

• Retirement ages differ significantly

• The court directs expert evidence

• There is any dispute regarding pension treatment

Reliance on CEV alone is often insufficient, particularly for Defined Benefit schemes.

Yes.

Our reports are prepared in line with the principles outlined in the Pension Advisory Group (PAG2) guidance and are structured to assist the court with clear, reasoned expert opinion.

They are suitable for use in negotiation, mediation, consent orders and contested proceedings.

We can act as a Single Joint Expert (SJE) where required.

Our reports are impartial, transparent and defensible. We set out methodology clearly and explain assumptions in a way that is accessible to both legal professionals and clients.

Typically we require:

• Up-to-date Cash Equivalent Values (CEVs)

• Scheme booklets or benefit statements

• Retirement ages

• Confirmation of any pension already in payment

• Basic client details

We provide a structured checklist to minimise delays.

Once all required pension data is received, reports are typically completed within approximately 10 working days.

The primary delay factor in most cases is pension provider response time rather than report preparation.

We provide regular progress updates to assist with case management.

Yes.

Where pension offsetting in divorce is being considered, we model:

• Equivalent capital values

• Retirement income comparisons

• Tax implications

• Sustainability outcomes

This ensures offsetting proposals are evidence-based rather than formulaic.

Full PODE reports are needed for complex or Defined Benefit cases. PODE Lite reports where pensions are simpler and proportionality is key

If complexity emerges during analysis, we will advise promptly.

Yes.

Where pension sharing is appropriate, we provide recommended sharing percentages designed to achieve equality of income or capital, depending on the case objective.

We explain the rationale clearly so that the approach is transparent and defensible.

Absolutely.

We provide ongoing professional support, including clarification calls or written responses where required. Our aim is to support you through conclusion, not simply deliver a document.

Pensions frequently represent one of the largest matrimonial assets. By carrying out expert modelling you can:

• Reduce reliance on headline CEVs

• Ensure Defined Benefit schemes are treated appropriately

• Demonstrate proportionality and compliance with guidance

• Provide defensible evidence should the settlement later be scrutinised

Proper pension treatment is increasingly viewed as standard practice rather than optional.

We have developed a short professional scorecard to assist you in determining:

• Whether a full PODE report is required

• Whether a Lite report is proportionate

Or whether expert input is unlikely to be necessary