Insights

Kimberley Sare Kimberley Sare

Needs or Sharing? Understanding How Courts Divide Pensions on Divorce

When you’re going through a divorce, you might be asked: “Is this a needs case or a sharing case?” If that question leaves you feeling baffled - you’re not alone. It’s a legal distinction, but it matters a lot when it comes to what you might get from your soon-to-be- ex’s pension, or what you might have to give. Here’s how to work it out…

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Kimberley Sare Kimberley Sare

What if I don’t get a PODE report?

Skipping the PODE (Pensions on Divorce Expert) might be tempting but it can be a costly mistake. Without any kind of PODE report you risk unfairness, financial struggle and even legal action post divorce. Getting expert PODE input now will provide financial and legal protection and peace of mind, not just today, but for…

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Kevin Mansell-Abell Kevin Mansell-Abell

What is a Cash Equivalent Value (CEV) and why does it matter?

The CEV is the amount your pension provider says your pension is worth today - if you were to move it somewhere else. It’s not the monthly income you’ll receive in the future. It’s a lump sum value. A present-day estimate of future benefits. This number is often used to help divide pensions fairly during a divorce. But it’s not that simple…

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