One of the first questions we’re asked is, “How long will this take?” The short answer: it depends. Time scales vary hugely depending on the type and number of pensions involved, the completeness of the information you already have and (the most significant variable) how quickly pension providers respond to our requests. In real terms it can vary from…

The Pension Advisory Group (PAG) is a UK-based organisation that focuses on providing guidance and best practices related to pensions in the context of divorce and separation. Their primary role is to…

When you’re going through a divorce, you might be asked: “Is this a needs case or a sharing case?” If that question leaves you feeling baffled - you’re not alone. It’s a legal distinction, but it matters a lot when it comes to what you might get from your soon-to-be- ex’s pension, or what you might have to give. Here’s how to work it out…

Skipping the PODE (Pensions on Divorce Expert) might be tempting but it can be a costly mistake. Without any kind of PODE report you risk unfairness, financial struggle and even legal action post divorce. Getting expert PODE input now will provide financial and legal protection and peace of mind, not just today, but for…

The CEV is the amount your pension provider says your pension is worth today - if you were to move it somewhere else. It’s not the monthly income you’ll receive in the future. It’s a lump sum value. A present-day estimate of future benefits. This number is often used to help divide pensions fairly during a divorce. But it’s not that simple…