The PODE - the pension sharing report service.
Pension on divorce expert -support when It matters most
Dividing pensions in a divorce is one of the most complex parts of a financial settlement and often the part with the greatest long-term financial impact. A pension on divorce expert helps you understand your pension assets clearly, compare differing schemes fairly and make informed decisions that stand up both in negotiation and in court.
At The PODE, we specialise in providing PODE specialist pension divorce services that cut through the jargon, uncover the true value of pension assets, and deliver certainty on how best to split them. Our reports are recognised by solicitors, mediators and courts alike.
What Is a pension sharing report?
A pension sharing report (also known as a “PODE report”) is an expert document prepared by a qualified pension on divorce expert. It:
Values all pensions accurately (beyond basic cash equivalent values),
Outlines realistic sharing options (pension sharing, offsetting, cash alternatives),
Compares outcomes for both parties at retirement, and
Provides a neutral, court-ready recommendation within a clear and readable format.
We offer two levels of reporting depending on the complexity of your situation, from straightforward PODE Lite reports for simple pension portfolios to full PODE reports for cases involving defined benefit schemes or possible court proceedings.
Why you need a pension on divorce expert
Pensions are often a couple’s most valuable asset after the family home, yet they are commonly misunderstood or overlooked in divorce settlements.
Simply relying on the pension provider’s quoted Cash Equivalent Value (CEV) can result in unfair outcomes, particularly when comparing different types of pension schemes.
A PODE specialist pension divorce report ensures:
Fair assessment on a like-for-like basis, so defined benefit and defined contribution pensions are compared properly,
Accurate illustration of future retirement outcomes, not just lump-sum figures,
Clear interpretation of your options, whether that’s pension sharing, offsetting or a combination, and
Reassurance that decisions are informed, defensible and transparent to all parties involved.
Fast turnaround you can rely on
We know divorce processes move quickly and often under tight deadlines. Once we have all pension provider data and relevant documentation, we aim to deliver your pension sharing report within 10 working days.
While the speed at which pension providers return information varies, our experienced team has robust processes to chase data efficiently and proactively, keeping you and your legal team updated throughout.
How our process works
-
Begin with our simple 2-minute assessment to determine whether you need a PODE report - and which type.
-
We collect pension details from providers and assemble them into a coherent dataset.
-
Our team of specialist pension analysts assesses your pensions, compares alternatives and prepares your pension sharing report.
-
Within approximately 10 working days of receiving all information, you’ll receive a clear, comprehensive report to support negotiations or court instructions.
Reassurance and confidence for your settlement
Our mission is to help you navigate pension complexity as soon as possible, so you can move on to the next chapter of your life with clarity and confidence. Whether you’re working with solicitors, mediators or preparing for court, The PODE’s specialist expertise gives you the assurance you need to make informed decisions and secure a fair outcome.
